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Checking Accounts

At First Midwest, your checking account is more than debits and credits. It's the cornerstone of your finances. Use our interactive checking wizard, CheXpert, or browse the table below to view our checking solutions . . . and we'll make sure your checking account fits the way you manage your money.

View Rates

Account

Benefits

Minimum to Open

Simply Free

Open Now 

Includes:

$100

 

Classic Interest

Open Now

All the benefits of Simply Free, PLUS:

  • Earns Interest
  • Relationship Rewards – maintain a $1,000 balance to avoid $11 monthly fee

$100

Total Advantage Paper

Open Now

All the benefits of Classic Interest, PLUS:

  • Tiered interest that grows with your balance
  • Special rates on CDs and discounts on loans1
  • FREE checks for life2 (Order Now)
  • 2 FREE ATM transactions outside of the First Midwest network per month3
  • Relationship Rewards – maintain a $2,000 balance or $10,000 combination of other First Midwest checking, savings, money market, CD, or IRA accounts to avoid $9 monthly fee

$100

Total Advantage Plastic

Open Now

All the benefits of Classic Interest, PLUS:

  • Tiered interest that grows with your balance
  • Special rates on CDs and discounts on loans1
  • 1 FREE order of checks per year2 (Order Now)
  • FREE unlimited ATM access outside of the First Midwest network3
  • Relationship Rewards – maintain a $2,000 balance or $10,000 combination of other First Midwest checking, savings, money market, CD, or IRA accounts to avoid $9 monthly fee

$100

Premier Performance

Open Now

All the benefits of Total Advantage Paper AND Plastic:

  • Tiered interest that grows with  your balance
  • FREE checks for life2 (Order Now)
  • FREE unlimited ATM access outside of the First Midwest Network3

PLUS:

  • FREE Platinum Banking Card
  • Relationship Rewards – maintain a $10,000 balance or $50,000 in any combination of other First Midwest checking, savings, money market, CD, or IRA acounts to avoid $15 monthly fee

$100

Click here to view our Checking Account rates.

Not sure which account is right for you? Use CheXpert, our exclusive account recommendation wizard. In a few simple steps, CheXpert will analyze your banking preferences and create a customized recommendation just for you.

Click here to compare our Checking Accounts.

Try CheXpert NowDownload Switch Kit
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Customer Care

Have questions? Get answers.

Call us at 800-322-3623.

  • Monday – Friday: 7am – 7pm
  • Saturday: 8am – 5pm
  • Sunday: 9am – 2pm

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