Credit Cards

A First Midwest Credit Card¹ offers the best cash management benefits available today. Not only can your First Midwest Visa^® Credit Card save you money, it can also make your life more convenient and even protect you from fraud. With a First Midwest Bank Credit Card, you'll enjoy the following benefits:

• Low interest rates.
• Zero Liability² with Visa^® Platinum benefits.
• Free online access.
• Reduced convenience fees when you pay your taxes the easy way with your First Midwest Credit Card and Link2Gov.
• Personalization, and so much more.

With two different credit card solutions to choose from, you're sure to find the one that best meets your needs.

Maximum Rewards^® Platinum Edition^® Visa^® Card

Earn 1.5 points for every $1 in qualifying purchases.⁴ Redeem points for gift cards, cash back in the form of a credit to your account, merchandise, full-service airline travel, and more. See the Summary of Credit Terms  for details.

Platinum Edition^® Visa^® Card

The Platinum Edition Visa Card charges no annual fee and offers a low interest rate. You'll also enjoy an introductory rate of 0% APR⁵ on purchases (not on balance transfers or cash advances), for the first six billing cycles after your account is opened, then a competitive APR of 13.99%, 16.99%, or 19.99% depending on how you meet our credit criteria. See the Summary of Credit Terms for details.

Important Information

Things to keep in mind about your First Midwest Credit Card:

• In order to keep the introductory rate, you must make payments when due, stay within the assigned credit limit, and not have payments dishonored for any reason.
• The issuer of the card reserves the right to change the account terms should your credit profile change or for other reasons described in the Summary of Credit Terms.
• Payments may be allocated to lower APRs first. The introductory offer does not apply to balance transfers or cash advances.

Personalize Your Credit Card

Personalization is available with both the Maximum Rewards^® Card and the Platinum Edition^® Card. Upload your favorite digital image, and you're on your way to designing a credit card that is unique to you, with all the benefits that every First Midwest cardholder enjoys today.